Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform. Affirm is a smarter way to pay over time. Pay at your own pace with no hidden fees, so you can do the things you love without breaking your budget.
YOU’RE IN CONTROL
You choose the payment schedule that works for you.
NO HIDDEN FEES
Know up front exactly what you’ll pay, with no hidden costs and no surprises.
Affirm won’t charge you late fees or penalties of any kind, ever.
Yes. You’ll need:
● To be the legal age of majority in the province or territory in which you reside
● To be a resident of Canada
● A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard
debit card (with the Visa/Mastercard logo), which can be used for online transactions
● An SMS-capable Canadian phone number
● To meet the minimum cart size required to use Affirm as a payment option at checkout
To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.
No—your credit score won’t be affected when you create an Affirm account or
check your eligibility. If you decide to buy with Affirm, this may impact your
credit score. You can find more information in Affirm’s Help Center.
You can make or schedule payments at affirm.com or in the Affirm app for
iOS or Android. Affirm will send you email and text reminders before
payments are due.
Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa
or Mastercard logo. Please note that prepaid cards are not accepted.
Payment options through Affirm are provided by these lending partners: Affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Affirm savings accounts are held with Cross River Bank, Member FDIC. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Affirm Card is not available to residents of U.S. territories. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses
Indigenous service delivery organizations offer a variety of employment services based on the needs and priorities of First Nations, Inuit, Métis and urban/non-affiliated Indigenous people. Organizations will link your training needs to the job market by providing you with the skills and training you need to help find a job.
Funding and supports are available for youth who have been in care, as they pursue post-secondary studies and prepare for adulthood.
A variety of programs and resources provide help for women who are looking for employment, ranging from mentoring in business development to training in the trades.
Support for education, training and their related financial costs.
First Nations, Inuit, and Métis – Speak to your employment or career counselor for assistance. Courses may be eligible for funding from your local office or representative.
Alberta residents, find out which Rupertsland Institute Métis Training to Employment Services Office is located closest to you by clicking on the button above. Or call them Toll-Free right now at 1-888-48-METIS.